The Supervisory Authority of Insurance and Social Welfare (ACAPS) is conducting a study to establish a framework for compulsory insurance.
The objective is to bring together all applicable requirements in Morocco within a single, coherent framework.
Currently, this type of coverage is fragmented between the Insurance Code and various sector-specific laws. This situation affects policyholders, who often struggle to identify their legal obligations, as well as professionals, who are faced with inconsistent application of the rules.
In response to these challenges, ACAPS is developing a framework aimed at structuring the market around a clear, accessible, and adaptable system that incorporates regulatory changes and emerging risks.



