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According to France Assureurs, comprehensive homeowners insurance claims, all categories combined, have risen by 6.1% in the first eleven months of 2024.
Water damage is the most common type of claim, having increased by 20.4% since the beginning of the current year.
Other risks covered by comprehensive homeowners insurance policies, however, saw a decline in claims: theft (-2.9%), fire (-10.9%), storms, hail and snow (-4%).
These statistics do not include claims arising from natural disasters such as flooding.
The sharp rise in water damage claims in 2024 is partly due to the exceptional rainy season.
Another aggravating factor is the soaring cost of building materials and labor, which has prevented some policyholders from addressing the causes of water damage claims: roofs, facades, drains and so on.
