Groupama reports satisfactory 2025 results

Groupama closed 2025 with turnover of 20 billion EUR (23.5 billion USD), representing an 8.4% year-over-year increase.

Insurance revenue (IFRS 17) reached 17.3 billion EUR (20.4 billion USD), up 6.2% over the past twelve months.

Operating result rose by 22.8% compared to the end of 2024, reaching 1.2 billion EUR (1.4 billion USD).

Net profit increased by 6.2% to 1 billion EUR (1.2 billion USD).

Losses related to natural disasters totaled 895 million EUR (1.1 billion USD), with climate-related claims slightly higher than the previous year.

The combined ratio improved by 1.2 percentage points to 93.9%.
As of 31 December 2025, Groupama’s equity stood at 12 billion EUR (14.1 billion USD).