The Chadian insurance market is struggling to take off due to the strong public reluctance towards insurers. For market companies, this situation can be explained by the ack of insurance culture of Chadians, who are not very inclined towards the protection of goods and people.
In fact, the vast majority of the population is unaware of the benefits of the profession. This ignorance extends to all classes of business. In fact, non-insurance applies even to mandatory risks such as motor third party liability.
Despite this unfavourable framework hindering the development of insurance penetration in the country, many merchants purchase insurance covers related to their activities. For their part, some private schools in the capital are trying to introduce a culture of health insurance to parents of pupils.